Legacy Financial & Life Book a Free Consultation

Trusted. Personal. Protective. Strategic.

Secure Your Family's Future with Confidence

Customized life insurance solutions designed to protect loved ones, grow wealth, and bring peace of mind—today and tomorrow.

Over $75M in assets managed

300+ policies sold in 2 years

15+ years combined experience

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Licensed in Georgia

Community trusted since 2009

Specialized in retirement planning

300+

Policies Sold

$75M+

Assets Managed

Our Coverage Options

Protect what matters most with plans built around your life. Choose the coverage that fits your family's unique needs and goals.

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Term Life Insurance

Affordable protection for a set period to safeguard your family's income and goals.

Key Features:

Lower initial premiums
Temporary coverage periods
Income replacement focus

Ideal for:

Young families and those with temporary financial obligations

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Term life insurance provides maximum coverage at minimal cost for a specific period. Perfect for protecting your family during your highest earning years when financial obligations are greatest.

Starting from

Pricing available upon quote

Whole Life Insurance

Lifelong coverage with guaranteed cash value that grows over time.

Key Features:

Guaranteed cash value growth
Level premiums for life
Dividend potential

Ideal for:

Long-term wealth building and estate planning

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Whole life insurance combines permanent protection with a savings component that builds cash value you can access during your lifetime. Premiums remain level and the policy builds guaranteed value.

Starting from

Pricing available upon quote

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Universal Life Insurance

Flexible premiums and death benefits with long-term cash accumulation options.

Key Features:

Flexible premium payments
Adjustable death benefits
Investment component options

Ideal for:

Those who want flexibility and investment growth potential

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Universal life insurance offers the flexibility to adjust premiums and death benefits as your needs change, while providing cash accumulation opportunities linked to market performance.

Starting from

Pricing available upon quote

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Final Expense

Covers funeral and end-of-life costs to reduce burden on loved ones.

Key Features:

Simplified underwriting
Smaller benefit amounts
Immediate family relief

Ideal for:

Seniors and those planning end-of-life expenses

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Final expense insurance is designed specifically to cover funeral costs, medical bills, and other end-of-life expenses. Features simplified applications and guaranteed acceptance options.

Starting from

Pricing available upon quote

Not sure which plan is right for you?

Let our experienced agents help you compare options and find the perfect coverage for your family's needs and budget.

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Tax-Advantaged Retirement Strategies

Protect growth from market downturns
Access funds with potential tax advantages
Blend living benefits with long-term legacy planning

Meet Tim & Beth Byrd

Tim and Beth Byrd are dedicated professionals specializing in financial planning, retirement solutions, and asset management. They bring over 15 years of combined experience across private, nonprofit, and government sectors.

Tim and Beth Byrd - Legacy Financial & Life professional team photo

Licensed in Georgia

15+ Years Combined Experience

Together, they've managed more than $75M in HUD assets, sold 300+ life insurance policies in two years, and served in CFO and bookkeeping roles. Between the two of them, they hold advanced degrees in human services and behavioral science and are accomplished grant writers. Lifelong community volunteers, they've led youth programs, served their church for over 20 years, and remain committed to helping others build secure financial futures.

Professional Experience & Expertise

15+ years combined experience across private, nonprofit, and government sectors

CFO and bookkeeping roles with proven financial management success

Specialized expertise in retirement solutions and asset management

Deep community roots with focus on education and relationship-driven service

Key Achievements & Background

Managed over $75M in HUD assets across public and private sectors
Sold 300+ life insurance policies in just two years of specialized practice
Advanced degrees in human services and behavioral science
Accomplished grant writers with proven track record of securing funding
Over 20 years of dedicated church and community service
Led youth programs and volunteer initiatives throughout their careers

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Ready to talk through your options?

No pressure, no jargon—just a conversation about what fits your family best.

Licensed in GA. This website is for educational purposes. Policies and features vary by carrier and state.